Disclaimer: This is NOT financial advice. This is content designed to supplement your existing knowledge. Speak to your own financial advisor for anything related to your finances personal, business, or otherwise.
One of the best ways to get in control of your finances is to get serious about them. One of the first steps to getting serious about your finances is to get honest about your finances. The struggle that people can have when it comes to discussing money in general, let alone personal finances, is that it can be uncomfortable to uncover the inexplicable truths of our lives.
Your spending habits are a window into the matters of your heart. What you care about you spend your money on. This is why I personally am not a fan of the objection “I don’t have time.” The only time you don’t have time is when you are dead. For a plurality of people time is money for them from the perspective of labor. Your average person goes to work every day and trades life energy and time spent for paper monetary notes.